Definitions:

1. Characterizes someone who hoards wealth or resources and avoids spending or giving out of an exaggerated desire to save money, even at the cost of others' needs or expectations. NOUN
   • The old man's niggardliness led him to live in discomfort rather than spend money on necessary repairs to his home.
2. Describes a lack of generosity, where someone is unwilling to share, give, or spend even when it might be reasonable or expected to do so. NOUN
   • His niggardliness was evident when he refused to contribute to the office gift, despite being one of the highest earners.
3. Extreme stinginess. NOUN
   • Despite his wealth, his niggardliness prevented him from making any charitable donations.
4. Suggests that the person is not just careful with money but excessively and unreasonably so, to the detriment of relationships or social expectations. NOUN
   • His niggardliness became a source of frustration among his friends, who felt he never contributed his fair share.

Synonyms:

• frugality
• greediness
• parsimony
• stinginess
• tightness
• ungenerousness